Sunday, March 1, 2015

Closing Cost has increase, Where Stands Florida?


 

Closing Cost has increase, Where Stands Florida?

According to Bankrate.com


"The table below ranks states by average closing costs, from most expensive to least expensive. Your final charges probably will be higher than shown here because the most highly variable costs are not included: title insurance, title search, taxes, other government fees and escrow fees.

Bankrate requested good faith estimates for a $200,000 mortgage loan from up to 10 lenders in each state, plus Washington, D.C. The hypothetical loan was for a purchase of a single-family house in the state's largest city, using a 20 percent down payment, with excellent credit. An asterisk denotes a tie in the rankings."

The State with the highest closing cost is Texas at      $ 3,046.00
The State with the lowest  closing Costs is Nevada at $ 2,265.00
Florida is the eight highest closing Costs at                 $ 2,648.00

Florida is only $ 383.00 difference higher than the lowest state, and $109.00 
difference above average. 

Summary: 

2014  State    Lenders Origination Fees    3rd Party Fees  Origination + 3rd Party
#1   Texas              $ 2,280.00                           $ 766.00           $ 3,046.00

# 51 Nevada          $ 1,570.00                           $ 695.00            $ 2,265.00
#  8  Florida           $ 1,982.00                           $ 666.00            $ 2,648.00
Average of all:      $ 1,877.00                           $ 662'00            $ 2,539.00       


 

Read more: http://www.bankrate.com/finance/mortgages/closing-costs/closing-costs-by-state.aspx#ixzz3T8rk2bcq 


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Till Next time

Ronald Wolchesky


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